Lexington National offers creative underwriting solutions, competitive rates, easy reporting, and a wide array of bonds for commercial enterprises.

We are licensed in all 50 states including the District of Columbia. Our products include but are not limited to:

Resources

Maryland and District of Columbia Foreclosure Bonds

Applications

Agent Appointment Form

Claims

Validate a Bond Form

Who is Lexington National Insurance Corporation?

Lexington National Insurance Corporation is a Florida domiciled insurance company with administrative headquarters in Maryland. We are licensed to underwrite surety business in every state and D.C..

What is Lexington National’s financial rating?

Lexington National is rated A- (Excellent), Size V by AM Best, and we are on the U.S. Department of the Treasury’s list of approved sureties.

How long has Lexington National been in business?

For more than 30 years, Lexington National has been providing trusted surety solutions across the country. Our management team brings decades of combined experience in underwriting, claims handling, and relationship driven surety partnerships.

What types of commercial surety bonds does Lexington National offer?

We provide a full range of commercial surety bonds, including: license and permit bonds, court bonds, public official bonds, miscellaneous bonds (utility deposit, lost instrument, or wage and welfare), and fidelity and employee dishonesty bonds.

What size of bonds does Lexington National typically support?

We handle bonds of all sizes up to $2M single. Our sweet spot is the small to midsized bond market, where producers need responsive underwriting and quick turnaround.

Does Lexington National write bonds on an individual or program basis?

Both. We work with producers to support individual bond placements and agency programs for volume-based or niche bond classes. We can design custom authority levels for qualified producers.

What makes Lexington National different from other sureties?

We are approachable, flexible, and relationship focused. Our underwriters are empowered to make decisions quickly and work directly with producers to find practical solutions. We believe in partnership over paperwork.

What information is required to underwrite a commercial surety bond?

For most bonds, we require a completed application, financial statement, and supporting documentation relevant to the bond type (such as license details or court orders). We scale our underwriting to match the bond size and risk keeping small bonds simple.

Does Lexington National use credit-based underwriting?

Yes. For smaller bonds, we often use credit-based underwriting to expedite approvals. Larger or higher risk obligations may require additional financial or operational information.

Can Lexington National assist with harder to place risks?

Yes. We’re open to creative underwriting and will consider collateral, indemnity enhancements, or co-principal arrangements to support accounts that fall outside traditional guidelines.

How quickly can Lexington National respond to a bond request?

Very quickly. Most small commercial bonds can be approved the same day. For larger or more complex risks, turn around is typically within 24-48 hours once all necessary information is received.

What does Lexington National look for in a commercial surety producer?

We seek experienced, reputable producers who value accessibility and integrity. Our best relationships are with agents who understand their clients’ businesses and share our commitment to service and compliance.

Does Lexington National offer online bond issuance or portals?

Yes. We provide streamlined submission and issuance options for many standard commercial bonds, allowing producers to quote and issue bonds quickly. Our team also offers personalized assistance for specialty or non-standard requests.

Can producers obtain authority to issue bonds directly?

Qualified agencies may be granted limited bond authority based on experience, underwriting controls, and production volume. We work collaboratively to structure authority agreements that meet agency needs while maintaining underwriting discipline.

How do I become appointed with Lexington National?

If you’re interested in representing Lexington National, please contact us:.
Email: jake@lnic.com | Phone: 516-314-3637