Non-Admitted vs. Admitted Paper for a New Insurance Program Compare surplus lines fronting and admitted paper for a new insurance program, including speed to market, flexibility, compliance, and operational considerations. When a new insurance program is taking shape,...

A practical readiness checklist for MGAs preparing to approach a fronting carrier, including underwriting, claims, reinsurance, compliance, and submission materials. Many MGAs start their fronting search too late or too early. Too late means the product has already...

Learn how a fronting carrier works in surplus lines insurance, when MGAs use fronting, and what brokers should look for in a fronting partner. For brokers, MGAs, and TPAs, the term fronting comes up early whenever a new specialty program starts to take shape. Everyone...

If you’re planning to work as a mechanical contractor in South Carolina—whether you’re brand new, relocating from another state, or renewing an existing license—it’s important to understand how the state’s licensing and bonding requirements work. The Law That Sets the...

When project owners or obligees require financial assurance that a contractor (the principal) will fulfill its obligations—or that other statutory or development-related requirements will be met—they often consider two principal instruments: surety bonds and...

If you’re a professional fundraiser or commercial co-venturer soliciting contributions in Alabama, you’re required to obtain and maintain a $10,000 surety bond under Section 13A-9-71 of the Code of Alabama. This bond protects donors and the State against any...